Existing Visa Gold and Classic Credit Card Customers- register or login to check your VISA card account online.
GBTI issues the VISA Gold and VISA Classic Credit Cards that can be used everywhere VISA cards are accepted.
VISA Gold & Classic
Card Limits
VISA Gold – US$10,000
VISA Classic – US$5,000
The GBTI VISA Gold & VISA Classic Credit Cards provide you with:
- Security – PIN protected. 24 hrs Customer Service Support
- Reliability – Accepted worldwide at over 25 million merchants. No need to travel with cash – obtain cash at more than 1 million ATMs in the USA and 145 countries around the world
- Convenience – Shop at supermarkets and jewellery stores, dine at restaurants and more
- Online shopping at your fingertips
Any GBTI customer 18 years or older with a valid photo identification can apply for a card. Simply collect an application form from any of our branches or get the form here, print before your visit. Return with the completed form for an interview with a credit officer.
Acceptable forms of security for a VISA Credit Card include: Cash, Mortgages, Bills of Sale, Promissory Notes, Guarantees, and Assignments / Letters of Undertaking. Upon approval, your VISA Credit Card can be uplifted at the branches where the application was done.
- To confirm the available balance on your GBTI VISA Gold Card or VISA Classic Credit Card, register and check your Card Account details here
- To obtain any other customer service, kindly contact your branch or our Card Centre at 231 4393/7 during business hours.
- Report to us immediately if you believe the Card or its PIN has been lost or stolen. It is the best way to minimize any possible losses.
- ID Card/ Passport and passport size photo
- Valid Driver’s License &/or TIN Certificate
- Proof of Address (utility bill, rental receipt etc.)
- Proof of Income – Job letter and two months’ payslip – Job letter must be addressed to Manager of GBTI.
- Business Registration, 2 years recent financial statements & cash flow projection for 12 months (self-employed)
- Statement of outstanding loans &/or hire purchase
- Evidence of Assets owned
Fees
| Gold | Classic | |
| Credit Limit | US$10,000 | US$5,000 |
| Minimum monthly payment | 1/16 of card balance. | 1/16 of card balance. |
| Interest on Card Balance (subject to change at GBTI’s sole discretion). | 2% per month on balance utilized |
2% per month on balance utilized |
| Annual Fee | US$50 | US$35 |
| Co-Applicant’s Annual Fee | US$30 | US$20 |
| Replacement Card (in the event your card is lost, stolen or damaged) | US$15 | US$15 |
| Limit Increase Fee | US$35 | US$35 |
| Late Payment Fee | 1.5 % of minimum payment due subject to minimum fee of US$10 | 1.5 % of minimum payment due subject to minimum fee of US$10 |
| Statement | FREE | FREE |
| Over Limit Fee | US$25 | US$25 |
| PIN Replacement Fee | US$10 | US$10 |
| Return Cheque Fee | US$30 | US$30 |
Benefits
- The Cards are available in United States dollars
- Competitive interest rate
- Allows cardholder to make purchases and obtain services and cash
- Replacement of damaged/lost cards within one week
- Free monthly statement
- Statement available online
- Worldwide purchasing power
- Reliability and convenience
- Safe, pin-protected
- Enjoy real time access