GBTI GROW is a specialized financing program designed to support growth and development of small and medium-sized businesses across various sectors. The program provides flexible loans with competitive interest rates to help individuals and businesses access the capital needed for essential inputs, equipment, and expansion. With options for both secured and unsecured loans, GBTI Grow empowers clients to grow their ventures with repayment terms tailored to their unique business cycles, making it easier to succeed and thrive.


What is GBTl Grow?
Product
Offerings
Retail/Wholesale Trading and Distribution
• Purpose:
To fund market vending, working capital, stock purchases, business outfitting or capital expense.
• Repayment Term:
Up to 1 year for stock loans; up to 3 years for outfitting.
• Collateral:
Unsecured or secured with cash / mortgage options.


Agriculture –
Crop Financing, Livestock, Forestry, Shrimp, Fishing, Poultry, Crops and other Farming
• Purpose:
To assist with various inputs- e.g. fertilizer, pesticide, seed, equipment, shade house, feed, medication, pens, equipment, machinery, animals.
• Repayment Term:
Up to 2 years, based on animal life cycle.
• Collateral:
Unsecured or secured with cash / mortgage

Manufacturing –
Timber and Sawmilling, Construction, Food and Beverages, Clothing, Furniture and Other Manufacturing.
• Purpose:
Provide financing for working capital, stock purchases, business outfitting or capital expense.
• Repayment Term:
Up to a maximum of 3 years.
• Collateral:
Unsecured or Secured with Cash / Mortgage/ bill of sale

Commercial Vehicles –
Trucks, Lorries etc.
• Purpose:
Provide financing for the purchase of commercial vehicles, e.g. trucks, lorries and pick-up.
• Repayment Term:
Up to a maximum of 3 years.
• Collateral:
Secured with bill of sale / cash / mortgage options.

Why Choose GBTI Grow?
Flexible Terms:
Repayment schedules tailored to match the production cycle.
Accessible Financing:
Options for both unsecured and secured loans, making it easier for new and small-scale entrepreneurs to access
Requirements
• Valid ID Card/Passport
• Proof of Address & TIN Certificate or Drivers License
• Business Registration
• Financials
• Cash Flow Projection (1 year)
• Relevant License and Permits
• Estimates/Quotation
• Collateral
• Valuation Report for collateral
Contact Us
22 Mon Repos East Coast Demerara |
+592 223 4769 | www.gbtibank.com

Branches Contact Information
Opening
Hours
MON- 08:00 hrs- 14:00 hrs
TUES- CLOSED
WED- FRI- 08:00 hrs- 14:00 hrs
SAT- 08:00 hrs- 12:30 hrs
SUN- CLOSED